Fire Safety and Home Mortgages Print

• Rosie talks about geocaching and describes the adventures you can have with friends and famiy.
• Can you find Capital Building Christmas Tree Stump?
• Watson Lake had an outdoor event during the weekend.
• Romey checks in from Treeland Nurseries. He's hosting the outdoor hour from their location in Mesa. 

• Rosie takes some time out to talk about St. Vincent DePaul and their mission.
• Listen for ways you can help with their mission.

Don't forget to Sign up for the Sanderson Ford Arizona Staycation!!!

(Kimber Lanning with Local First Arizona helped spark the idea for the staycation!)

This weeks winners are enjoying a free ride in a new Ford C-Max from Sanderson Ford, a gift basket from the Sphinx Date Co. and staying at the Best Western Plus Inn of Sedona. On top of that, they won prizes from Arizona Highways Magazine too. Click the link above to enter to win!

• Some facts about pumpkins as we approach halloween.

• Romey checks in again from Treeland Nurseries.
• The Arizona Nursery Association is on location too.
• More about the Outdoor Expo happening up in Prescott this weekend.
• Rosie talks about the Arizona Game & Fish Department and some upcoming events.
• We wrap up our focus on Apache Junction and tease next week's county.

Romey is live from Treeland Nurseries celebrating their 50th Anniversary and the end of summer with Bonide.

• Stories on how Treeland Nurseries got started as a family business.
• Their mission to focus on expanding local tree and landscape options.
• Fall Vegetable Season is here!
• Add color to your yard for the winter.
• Great Specials on Trees for Customer's.
• Innovations by Bonide for controlling pests, weeds and fertilizing your yard.

On-Site Listener:

• Carol - Her saquaro cactus has grown an extra arm. How can she remove it without damaging the plant?

Recommendation - Use old carpet to handle it and if she cuts it, use a dusting sulfur over the cut to prevent disease.

On-Site Listener:

• Christina - How can she get rid of white flies around her porch?

Recommendation - Keith walks through several options Bonide can provide her and how to safely apply products for the best results.

Callers:

• Roger - He has several large eucalyptus trees that were damaged recently. Should he leave it or make a clean cut and seal it up?

Recommenation - Make a clean cut and seal it to prevent bugs and insects from moving in to eat away at the tree.

• Mary - She wants to know about drip irrigation and how much water should she bring to trees that she can't reach with a hose?

Recommendation - There are a lot of factors that go into that quesiton; how big is the tree? How much water is emitting through the drip system per hour, etc. Slow deep watering is best for trees, but she'll need to do some calculations to know the answer.

• Tips on transitioning to a winter lawn in the desert.
• When Seed Cover should be used.
• Common mistakes homeowner's make with their lawns.

Callers:

• John - He's got a problem with house flies on his patio. What can he use?

Recommendation - Keith says to go with "Eight" by Bonide.

• Elaine - She wants to know how to harvest a pecan and when?

Recommendation - It's still a little early and in lower elevations, the harvest time is closer to December. The higher elevation pecans will turn sooner.

• Carl - He just planted a few desert trees and has some irrigation questions. Where the dripper should go and how much?

Recommendation - Since they are new, go with every other day and then taper it back. Keith walks him through the steps and recommends putting the dripper on the surface so you can tell if there's an issue.

• Jay from Harper's Nursery and current President of the Arizona Nursery Association calls in to congratulate Keith & Don on their 50th Anniversary!

On-Site Listener:

• Patty - She planted a tree that hasn't grown at all and wants to know if she should relocate the tree?

Recommendation - After 3 years, it will be best to just start over. There are plenty of problems that can cause the slow growth. Just make sure to take more precautions to protect the trunk this time around.

Caller:

• Jack - He wants to know how well an orchid tree can do in this area?

Recommendation - Desert varities do well in this year, but some more exotic varieties can struggle. Frost is the biggest danger to these trees.

**More options to control weeds in your yard from Bonide.

Congratulations to the Waltemeyer Family on Treeland Nurseries 50th Anniversary!

Harold Perkins from Galaxy Lending Group stops by to give us an update on the mortage and home lending industry, plus we'll take your questions!

• We have fun talking about Harold's hockey hobby and other sports.
• On topic, the federal interest rates and the recent events guiding the decision on keeping rates the same after months of speculation they would rise in September.
• The current average rates for home loans.
• Home sales and Home renovations are up.
• Rent is increasing too.
  

• What the federal rate is & how it's determined?
• What is the current rate?

Caller:

• Garth - His patio cover had dry rot. Who can he have come out to look at it and how to fix it?

Recommendation - Rosie's going to take a look, himself. It won't be a splice deal and he can walk him through the steps.

• How home improvement is on the rise.....what is the financial situation for remodeling loans.

Romey checks in from the Treeland Nurseries 50th Anniversary in Mesa!

• He congatulates Lisa and Sam on winning the boxed tree at the event this moring.
• Lisa and Sam also thanked us for the great service provided by Rosie contractors, Advanced Home Systems and Harmon Solar.

Back with Galaxy Lending Group's, Harold Perkins.

Callers:

• Andrew - He's self employed and wants to know if "Stated Income" is still a factor in qualifying for a home loan?

Recommendation - It has come back a little, but it will never be like it was....Harold says "back then, if you could fog a mirror you could a loan!"  Hahahaha. He'd likely need a large down payment and high credit score and unfortunately, it most likely won't have great terms......

*Harold explains what "stated income" is in regards to home loans, plus how the housing industry collapses. 

• Rosie asks: "with the state of the lending industry, why is rent on the rise and in such a good state?"
• Reasons younger people are apprehensive about buying homes.
• Harold covers new regulations that just came in to play.

If you are in the market for a home loan or remodeling loan, call Harold at Galaxy Lending Group!

It's "Fire Prevention Week" in Arizona, so we have Brad Pitassi, Public Information Officer for the Maricopa Fire Department In-Studio to talk fire safety.

• Before we get to the serious stuff, we talk food! Specifically, Headquarters Restaurant.
• Fun talking about the community of Maricopa, Arizona.
• What the growth of Maricopa meant to the Fire Department.
• Is your smoke detector in the correct place? What about carbon monoxide detectors?
• Why "Hear the Beep where You Sleep" is their slogan this year.
• New home construction and current building materials have increased the danger of home fires compared to the past. Brad does a great job of describing why. Listen!
• Battery versus Hardwired Smoke Detectors.
• How Rosie's Mom taught him not too smoke.
• Did you know Smoke Alarms have a limited life? They do and it's only 10 years. Stay safe and check yours!

• Rosie talks about our "Ugly Room" Contest....Send your info. Just click here!
• Back to Fire Safety. What do you know about Fire Extinguishers?
• The types of extinguisher Brad recommend for your home.
• Using Smart Devices to protect your home.
• Learn what "PASS" stands for.
• Steps to take when a fire actually starts.

• Brad also serves on national groups who help fight forrest fires.
• Arizona forests avoided fire damage this year due to the moisture this summer.
• Families should always have a plan in place if a fire breaks out at your home.
• How "Evacuation Plans" help firefighters in rescue missions.

Callers:

• Laura - She has several hard-wired smoke detectors and some are 14-15 years old. Who shoud she call to fix this and should she replace them all at once?

Recommendation - A contractor can replace these, but she could call her local fire department and they can usually guide residents to the best place to switch them out. Rosie mentions TEKNA Security as a place to call.

• Mark - He bought smoke detectors about 9 years ago and never used them. They are still in the packaging. Is it still safe to use them?

Recommendation - Unfortunately, Brad would NOT install these. They recommend 10 years & with it being 9 years old, he would put all new ones in now.

*Brad describes what he's done at his home and why he likes the tools he uses. (The Nest Store)

Rosie reminds you to Sign up for the Sanderson Ford Arizona Staycation!!! You could win a free ride from Sanderson Ford to stay at the Best Western Plus Inn of Sedona and a gift bag from the Sphinx Date Company.

Also, sign up for the "Ugly Room" Contest. Just email your info here!

Back to Fire Safety:

• Preventative Measures
• Kitchen Safety
• Keeping Children Safe
• Deep Frying Turkeys are delicious.....and very very dangerous!!! Be careful and research how it has to be done to prevent a disaster at your home for the holidays.

Thanks to Maricopa Firefighter, Brad Pitassi for stopping by to talk "fire safety" this week!

Join Rosie On The House Every Saturday Morning!!!