This Is A Great Time To Consider Refinancing Your Home Print

John Eisenhower of SavATree Integrity Tree Service is joined by Sarah Maitland.

Excessive heat, little rain and extended low 100 heat into October has stressed and damaged trees like aleppo pines.  

John explains the effects of The Mortality Spiral of a tree and some tips to save it.

The advantages of using a tree cloth instead of tree paint.

Discussion of The Tree Of The Month the Canyon Hackberry.  Sarah details why she likes this tree.

CALLER:  Has some velvet mesquite trees they would like to plant in a grass backyard for natural canopy shade.  Can the trees and grass mix well?  Any other tree suggestions?

CALLER:  Had to replace a dead allepo pine.  Looking at two choices:  Ficus and Red Push Pistache?  

Discussion of Texas Root Rot.  Likely the cause of a tree dying rapidly.  It can be found in deep pockets of soil around the valley.  Sarah explains.

CALLER:  Can you plant a fig tree branch to grow another tree?

CALLER:  Thinking of planting an Ironwood tree.  Good idea in this climate?

John's tips of tree maintenance in the fall.  Proper watering, fertilization and pruning.

TEXT:  Has a lemon tree with a branch that looks like a non-fruit bearing branch.  What to do?

TEXT:  When is the right time to plant a Chinese Elm tree?

Sarah announce a new holiday decor service at SavATree.  Installing holiday lights in a way that light ups a tree.  Call 602-788-0005 for details.

John explains their chip drop program for wood chips around the trees.

Talking about home equity and how you can put it to work for you thru refinance.

Harold Perkins of Galaxy Lending Group discusses a new refinance Federal fee called an Adverse Market Fee.  Established to recoup Covid benefits paid out.  Harold gives the details.

The half percent additional fee on refinance loans starts December 1st, 2020.  

Harold explains how he and the lending industry learned about this sudden new fee.

Harold talks about what customers are using home equity for.

Harold discusses a 'what if' you were starting to apply today what it entails to beat the December 1st deadline starting with locking in your rate.

Rosie explains the generational point of reference between older and younger people buying/owning their home when it comes to remodeling costs.

Why fewer of the transactions require apprasals.

The money saving advantages of a 15 year fixed loan.  Why adjustable mortgages are not as popular.

TEXT:  Has 3 rental properties with an interest rate of 4.5%.  What's the best rate they can get?  

What If you have a ton of equity but don't need to remodel anything in the house, debt free.  Is it OK to pull out cash or keep the equity intact?

Takeaways from the hour on the new 1/2% finance fee that starts December 1st.  

Staycations, Fall In Flagstaff and Roger Naylor award winning book!

CALLER:  Has a gravel backyard.  Though he had an irrigation leak but there wasn't an excessive amount of water.  Gravel looks wet in spots and crumbles when rubbing it together with their hands.  Could it be a fungus?

CALLER:  Wants to remodel a bathroom shower in a manufactured home.  

New Partner Get Organized With Bridges.  Partners with new showrooms Pella Windows and Belgard Pavers.

CALLER:  Has an ugly reddish colored tile roof.  Can you paint clay or cement tile?  Romey has a possible solution.

Sanderson Ford

TEXT:  Wanted to listen to the 9AM Hour about the Adverse Market Fee.  (Its posted above!)

CALLER:  Has a mystery leak.  Shut the water off to the house and the water meter keeps turning.  Suggestions on what to do.

Most Asked Question Of The Week:  How to keep woodpeckers from pecking holes on the roof?

CALLER:  Are there leak detectors for water heaters?

Takeaways from today's show!